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PayStubNest
For employers, small businesses and the self-employed

Professional pay stubs in minutes. Accurate taxes, clean PDFs.

PayStubNest helps small businesses, self-employed people, and contractors create accurate, professional pay stubs for their payroll records. Enter pay details (hourly or salary); federal, state, Social Security, and Medicare withholdings and YTD totals are calculated automatically. Pick a ready-made template or design your own, add a company logo, preview, then download a print-ready PDF. Generate a full series at once with YTD carried forward. Pay only for what you download.

Create a pay stub →See how it works

PayStubNest is an online pay stub generator for US employers, small businesses, self-employed people, contractors and bookkeepers. It calculates federal and state withholding for every state and DC, carries year-to-date totals from stub to stub, and produces PDF pay stubs in 18 designs, including contractor (1099) stubs, a direct deposit advice and time off balances. Previews are free with figures hidden; customers pay per stub with credits or a subscription, and a Payroll plan runs pay schedules automatically. It is a payroll record-keeping tool for real pay.

How it works

  1. Enter the pay details

    Employer, employee, pay period and earnings, hourly or salary. Takes about two minutes.

  2. Taxes are calculated

    Federal, state, Social Security and Medicare withholding and year-to-date totals, from the published withholding tables.

  3. Preview and download

    Pick a template, add your logo, check the preview, then download a print-ready PDF for your payroll records.

Everything you need for accurate pay stubs

The calculations, templates and records a small payroll needs, without payroll software.

  • Automatic withholding

    Federal, state, Social Security and Medicare withholding worked out from the published withholding tables for each pay period.

  • Hourly or salary

    Enter hours and rates or an annual salary, with overtime, bonuses and other earnings on their own lines.

  • Year-to-date totals

    YTD earnings and deductions are calculated for you and carried forward across a series of pay stubs.

  • Templates and your logo

    Pick a ready-made template or design your own, then add your company logo.

  • Free preview

    See the layout of every pay stub before you pay. Previews cost nothing.

  • Print-ready PDF

    Download a clean PDF for printing and for your payroll records. Pay only for what you download.

Who it's for

  • Small businesses

    Give employees a clear pay stub with every pay run and keep consistent payroll records.

  • Self-employed

    Document the pay you draw from your own business, period by period.

  • Contractors

    Keep an organized record of each payment, with the pay period and totals on one page.

Simple pricing

Preview every pay stub for free. Pay only for what you download, with a credit pack or a plan if you issue pay stubs regularly.

Pay as you go

Buy credits when you need them. One credit downloads one pay stub.

$1per pay stub
  • Preview every pay stub for free
  • Pay only for the pay stubs you download
  • Credits do not expire
Buy credits

Monthly Unlimited

Unlimited pay stubs, billed every month. Cancel anytime.

$9.99/ month
  • Unlimited pay stubs
  • Cancel anytime
  • Every template and your own designs
Subscribe
Best value

Yearly Unlimited

Unlimited pay stubs for a full year, billed once a year.

$99.99/ yearSave 16%
  • Unlimited pay stubs
  • Cancel anytime
  • Every template and your own designs
  • One payment a year
Subscribe

Frequently asked questions

Who is PayStubNest for?
Employers, small businesses, self-employed people, contractors and bookkeepers who need accurate, professional pay stubs for their payroll records. It is a record-keeping tool: it does not pay wages, file taxes or verify anyone's income.
How are taxes calculated?
Enter the pay details (hourly or salary) and the withholding elections. Federal income tax, state income tax, Social Security and Medicare are calculated automatically by the GeoVerio payroll engine from the published withholding tables, and year-to-date totals are carried forward from stub to stub. Always review the preview before you download.
Which tax years are supported?
Tax years 2025 and 2026, using the federal and state withholding tables loaded in the payroll engine. Pay dates outside the supported tax years cannot be calculated.
What can I use PayStubNest for?
Only for pay stubs that reflect real, accurate payroll information for pay that was actually issued or received. Creating a pay stub to misrepresent income or to deceive a landlord, lender, employer or government agency is prohibited, and accounts that do so are terminated without refund. See the Acceptable Use Policy for details.
All questions →

Create your first pay stub

Enter the pay details, check the preview, and download the PDF when it looks right. Previews are free; you pay only for what you download.

Create a pay stub →